Calculate the True Cost of Financial Services

Compare fees, save money, and make smarter financial decisions with our free calculators and comparison tools.

Our Most Popular Calculators

Payment Processing Fees

Compare fees across Stripe, PayPal, Square and more to find the most cost-effective payment processor for your business.

Calculate Fees

International Money Transfers

Find the cheapest way to send money internationally by comparing fees and exchange rates across major providers.

Compare Transfers

Tax Calculators

Calculate income tax, capital gains, and more with our comprehensive tax calculators for multiple countries.

Calculate Taxes

What Our Users Say

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Jane Smith

Small Business Owner

"The payment processing calculator saved my business over $2,000 in fees last year. I had no idea how much I was overpaying until I compared options."

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Michael Rodriguez

Freelancer

"I regularly send money to family abroad. The international transfer calculator helped me find a service that saves me $30 on each transfer."

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Aisha Khan

Tax Consultant

"I recommend ColdHardCost to all my clients. The tax calculators are accurate and help people understand their tax situation better."

Frequently Asked Questions

How can ColdHardCost help me save money?

Our calculators help you compare fees across different financial services like payment processors and money transfer providers. By seeing the true costs side by side, you can choose the most cost-effective option for your needs.

Are the calculators free to use?

Yes, all our calculators are completely free to use. We believe in transparent financial information for everyone.

How accurate are the fee calculations?

Our calculators use the latest published fee structures from each provider. However, some providers may offer custom rates or have special promotions. Always verify the final rates with the provider before making a decision.

Do I need to create an account?

No, you can use all our calculators without creating an account. However, creating a free account allows you to save your calculations, receive reports by email, and access additional features.

Ready to Start Saving?

Join thousands of users who are making smarter financial decisions with our calculators.