About ColdHardCost

Our Mission

At ColdHardCost, our mission is to bring transparency to financial calculations. We believe individuals and businesses should have clear, accessible information about taxes, fees, and financial transactions, enabling them to make informed decisions that positively impact their bottom line.

Why We Built This Tool

Financial calculations can be complex and difficult to compare. Our team of financial technology experts created these calculators after seeing countless individuals and businesses struggle with understanding their financial obligations simply because they couldn't easily calculate and compare their options.

Our calculators simplify this process by allowing you to input your details and instantly see clear, accurate calculations and comparisons. This transparency helps you make better financial decisions for your specific needs.

Our Team

ColdHardCost was founded by a team of fintech professionals with over 25 years of combined experience in payment processing, taxation, e-commerce, and financial analysis. Our diverse backgrounds in both technology and finance give us a unique perspective on the challenges people face when navigating financial decisions.

Sarah Johnson

CEO & Co-Founder

Former payment systems architect with 10+ years experience at major financial institutions.

Michael Chen

CTO & Co-Founder

Full-stack developer specializing in financial technology and data visualization.

Alex Rivera

Head of Research

Financial analyst with expertise in taxation, merchant services, and payment processing fee structures.

Our Approach

We believe in data-driven decision making. Our calculators use the latest rates and formulas, updated regularly to ensure accuracy. We don't accept payments to influence our calculations—our goal is to provide unbiased, transparent information.

While our calculators provide powerful tools for financial calculations, we encourage users to consider all aspects of their financial decisions, including factors beyond pure numbers.

Our Values

  • Transparency: We believe in clear, honest information about financial calculations.
  • Accessibility: Financial tools should be accessible to everyone.
  • Education: We're committed to helping people understand complex financial concepts.
  • Independence: Our calculations remain unbiased and focused on providing accurate information.

Get in Touch

Have questions or feedback about our calculators? We'd love to hear from you! Visit our Contact page to get in touch with our team.